Tufts Insurance Coverage for Veterans’ Drug & Alcohol Rehab
If you’re a Veteran who is living with substance use disorder, you may be curious about using your Tufts insurance coverage to pay for your treatment. Understanding your Tufts insurance coverage for Veterans’ drug & alcohol rehab can be the first step toward a life without drugs and alcohol.
Learn about the different services that may be covered by your Tufts insurance for Veterans’ addiction treatment, the difference between in-network and out-of-network treatment providers, how to verify your Tufts insurance coverage, and how to get help if you’re struggling with addiction.
Overview of Tufts Insurance for Veterans
Tufts Health Plan is a leading provider of health insurance in Massachusetts and Rhode Island to more than half-million members, including many Veterans.1 Offering both PPO and HMO plans, Tufts ensures access to a wide range of treatment options, including detox, inpatient rehab, outpatient programs, and mental health services. Their plans are tailored to meet the unique healthcare needs of Tufts members, many of whom are Veterans, providing comprehensive coverage and a strong network of providers.
Addiction Treatment Services Covered by Tufts for Veterans
There’s no such thing as a one-size-fits-all treatment for drug and alcohol addiction. Your care provider or substance use disorder counselor will work with you to create a treatment plan that makes sense for your unique needs.
Your Tufts coverage may fully or partially cover a variety of services, including:
- Veterans’ Detox Programs. For many struggling with drug or alcohol addiction, detox is a crucial first step towards recovery. This process involves safely ridding the body of harmful substances under medical supervision.2 During detox, individuals receive support to manage withdrawal symptoms, paving the way for a smoother transition into the next phase of treatment and their journey to sobriety.2
- Veterans’ Inpatient Addiction Treatment. Inpatient treatment provides a safe and structured environment where you can focus solely on your recovery. With 24/7 care and support, you’ll have the stability and resources needed to heal and build a strong foundation for lasting wellness.2
- Outpatient Addiction Treatment. Outpatient treatment empowers you to take control of your recovery journey. It offers the flexibility to schedule sessions around your work, family, and other commitments, making it easier to integrate treatment into your everyday life.2
- Medication-assisted treatment (MAT) for Veterans’ drug and alcohol addiction. Medication-assisted treatment (MAT) can be a valuable tool for managing cravings and withdrawal symptoms, making it easier to focus on therapy and other aspects of recovery. Your healthcare provider will discuss the potential benefits and risks of MAT with you to determine if it’s the right choice for your individual needs.
- Counseling and follow-up care: Aftercare is an important part of the recovery journey and may included sober living, 12-step meetings, and therapy. Your journey to recovery doesn’t end when rehab does. Tufts Insurance supports your continued sobriety with some coverage for aftercare plans following your drug or alcohol treatment. Make sure to check your policy for specific coverage.
In-Network vs. Out-of-Network Rehab Facilities
It’s important to understand the difference between out-of-network and in-network rehab for Veterans with Tufts insurance. In-network providers have a contract with Tufts to provide services at a set rate. Out-of-network providers do not have contracts with Tufts, so they set their own prices (typically higher than those of in-network providers).3 Choosing in-network Tufts Veterans’ rehab services providers can reduce any out-of-pocket treatment costs.
How to Verify Your Tufts Insurance Benefits
It can take some time to learn more about your insurance coverage. You can call the number on the back of your insurance card to speak with a plan representative or use the Tufts online portal to verify Tufts insurance benefits for rehab. At American Addiction Centers, we’re also here to help you understand how to use Tufts insurance for Veterans drug rehab. Click here to use our insurance verification tool, or reach out to us at to verify your coverage.
Alternative Payment Options if Rehab Is Not Fully Covered
If your Tufts insurance plan does not fully cover your treatment, you may be interested in finding alternative payment options for Veterans rehab. You may want to consider reaching out for VA assistance for rehab costs.
You can also explore federal assistance programs, or talk with your treatment facility about whether they offer care on a sliding scale that bases your payment on your income. Charitable and government programs for Veterans can also help you pay for treatment.
Tufts Insurance Plans for Veterans’ Rehab
Curious about Tufts PPO vs HMO for Veterans’ rehab coverage? You’re not alone.
- An HMO is a Medicare Advantage plan that offers Medicare coverage along with benefits like prescription drug coverage. HMO plans can have monthly premiums as low as $0 per month and offer out-of-pocket maximums to limit the amount that you’ll be charged in a year. With an HMO, you work with a primary care doctor who manages your care.
- A PPO offers similar benefits but does not require you to work with a primary care doctor. PPO plans can also have premiums as low as $0 per month and offer out-of-pocket maximums. An HMO plan creates more of a doctor-patient partnership, while a PPO plan allows you access to a wider range of in-network care providers.4
Both types of Tufts insurance benefits for Veterans’ rehab can help you get the care that you need.
Frequently Asked Questions